The Monio blog
Money, fairness, and two people.
Practical, un-preachy writing on the money you manage together — how to split it fairly, budget without the friction, and settle up without a spreadsheet.
Fair splits
Settling up
Budgeting
How to split expenses fairly when you earn different amounts
50/50 feels fair until one of you earns more. Here's how income-based splitting actually works — with a simple formula and worked examples.
Who owes whom? Settling shared expenses without a spreadsheet
The end-of-month reckoning, minus the spreadsheet. How to net shared expenses down to one number — who pays whom, and how much.
Couple budgeting without the monthly money fight
Money is the thing couples argue about most. A calmer system built on three principles: shared visibility, one split rule, and a regular settle.